Structured insurance settlements didn’t come to the United States until the 1970s as allowable option instead of the lump sum payment.  Some financial advisors prefer their clients get structured payments because the client will receive payments long after the pain that caused the settlement has passed.  The insurance companies prefer the structured settlements because it’s [...]

Going through an injury is a trying time.  You are attempting to follow doctor’s orders that usually never match with what work expects you to be able to do.  Your family still wants your help and you just want to close your eyes and have things go back to normal.  On top of it all [...]

If you are in debt, seldom will you be able to save for your rainy day unless you have some extra cash at your disposal. So, the first step is to pay off debt to reduce your debt obligations. This will allow you to free up some cash that you pay to meet your financial [...]